Middleman Services for Online Assets and Virtual Properties
PACZKI offers professional intermediary (escrow) services for transactions involving digital assets, online properties, and virtual goods. Our service fees range from 2% to 11%, depending on the membership tier of the seller and the nature of the transaction. Sellers are strongly encouraged to use our Fee Calculator to obtain an accurate estimation of service charges before initiating any transactions. Please note that our fee is deducted from the total agreed-upon price before any transfer fees are applied, and this fee is non-refundable once the transaction is processed.
Additional Transfer Fees
Beyond the intermediary service fee, transactions may incur additional fees related to the transfer of funds. These fees are solely the responsibility of the seller and cannot be passed on to the buyer under any circumstances. The exact amount of these additional fees will depend on factors such as the chosen payment method, the transaction’s geographical location, and the nature of the financial institution involved. It is important to plan for these additional costs when structuring a deal.
Payment Method Consistency
PACZKI enforces strict payment method consistency throughout the course of each transaction. Once a payment method has been agreed upon (for example, a bank wire), all payments within that transaction must be made through the designated method. The option to change payment methods mid-transaction (e.g., switching from cryptocurrency to bank wire) is not permitted. This policy ensures a smooth and secure transaction process for all parties involved.
What payment methods are accepted on PACZKI?
PACZKI currently accepts the following payment methods for transactions:
- Bank Wire Transfers: Ideal for larger transactions, especially those exceeding 1000 USD, due to the relatively high cost of international bank wire fees. These fees typically range between 15 and 45 USD, and they become more economical for larger transactions. Bank wire transfers are capped at 10,000 USD per transaction, though Trustap bank wires can process unlimited amounts.
- Cryptocurrencies (USDT/USDC in ERC20 and TRC20 format): Cryptocurrency payments offer a cost-effective and efficient method for fund transfers on PACZKI. There are no limits on cryptocurrency transactions, making this an ideal option for high-volume transactions.
- Credit Card Payments: Available exclusively for VIP and higher-tier members. Credit card payments are subject to specific restrictions, including transaction limits of 2000 USD for non-VIP members. Additionally, credit card payments are not available for transactions involving non-VIP sellers.
What is the typical processing time for bank wire transfers?
Bank wire transfers typically take 1 to 3 business days to process. However, delays of up to 4 to 6 days can occur due to various factors, such as bank policies, international transactions, and holidays. Sellers and buyers should plan accordingly to account for potential delays.
Can I change my payment method during the transaction?
No, PACZKI maintains a strict policy requiring payment consistency throughout each transaction. If a transaction is agreed to be conducted through bank wire, the payment must be completed via bank wire. Changing the payment method midway (e.g., switching from cryptocurrency to bank wire) is not permitted.
If I sell via cryptocurrency, can I receive payment via bank wire?
Unfortunately, if a buyer opts for cryptocurrency as the payment method, the corresponding payout cannot be processed via bank wire. PACZKI operates its financial processes in PLN, and any conversion between USD and PLN would incur losses due to unfavorable exchange rates. Therefore, payouts must be made in the same method used for payment.
Useful Links:
- Fee Calculator
- Current PACZKI Fee Chart
- Why was I charged more than expected?
- For further assistance, contact @help via chat.